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4 People to Get Acquainted with for Your First Home Purchase

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So you’re ready to buy a house. Your first home purchase is a big deal. Congratulations on reaching this major milestone in life. The next few months are going to be a learning experience for you. But you don’t have to navigate the world of real estate entirely alone. Here are some of the people that will help you as well as some important tips to keep in mind: A Banker The right financial approach is important to help you get approved for financing and to help you get as favourable an interest rate as possible. It’s wise to get [...] Read more »

7 Ways to Lower the Risk of Being Declined for a Mortgage Application

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avoid mortgage decline

Deciding that it’s time to buy a home of your own is an exciting time, indeed. But what if you’re ready and lenders think that you are not? Read on for some tips to prepare yourself for the best outcome with a mortgage application possible. Check your credit before you apply. Know what others will see when they look. This can help you see yourself as a potential borrower and if there are errors, you can work to correct them. Don’t have too much debt. If your debt ratio is high, you’ll look like you’re not ready to qualify for [...] Read more »

Thinking About Buying Australian Foreclosure Properties? Read This First

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repossessed homes

It’s an unfortunate reality that people can lose their homes because they can’t afford to pay their mortgage. Sometimes it happens because of job loss or other financial trouble. Other times, it was doomed from the start because someone purchased a home outside of their means. The right preparation for home ownership and the mortgage are both important. You need to carefully consider how much house you can afford and shop around for the best interest rates possible so you don’t wind up with your house on auction due to foreclosure. This sounds rudimentary, of course, but you might be [...] Read more »

Some Pros and Cons of Rent to Buy Schemes

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loans and mortgages

If you are thinking about buying a home, a rent to buy might be an option you’re interested in. The big pro is that this can be a way to buy a home sooner, rather than later, because you can get into your own home without having to save for forever for your down payment. But there are some cons to be aware of as well… No Down Payment Home Buying Buying a home is a monumental occasion but for many Australians, saving the down payment is no easy feat. That’s why many people look at rent to buy schemes. [...] Read more »

What Help Can I Get if I’m Not Happy with My Real Estate Agent?

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avoid real estate scams

Are You Unhappy with your WA Real Estate Agent? If you’re dealing with an Australian real estate and you’re really unhappy with the results, there are things you can do about this.  The legal system is designed to protect consumers! Beyond complaining to a company or beyond sacking a real estate agent and hiring someone else, there are other things you can do when you feel that your transaction isn’t being handled properly or when you feel like you’ve been the victim of fraud. The Australian government has a set of standards for the real estate industry in order to [...] Read more »

Western Australia Real Estate Questions – What if I have a Problem with My Sale?

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Avoiding real estate fraud is something that isn’t always in the minds of home buyers and sellers in Western Australia. But you need to be protected so that you don’t become a victim of any sort of fraud that will cost you money or stress. Whether you’re buying or selling a home, navigating the legalities in the world of real estate isn’t always easy. Mountains of contracts and associated paperwork can feel overwhelming. Home buyers and sellers should do some reearch and familiarise themselves with basic real estate law in their area as it relates to the type of sale [...] Read more »

Do You Know Your Legal Rights and Responsibilities Regarding Australian Real Estate?

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Welcome to Real Estate Colum. We strive to provide helpful information here to people interested in the real estate industry in Australia. Over the next few posts we’re going to explore some legal issues regarding the field of real estate. Bear in mind that this isn’t a legal website and you should always seek your own legal counsel in case of rules, regulations, or specific issues where you live or regarding the specific type of property you’re buying or selling. But here are a few helpful real estate tips from a legal perspective for you. Know Your Rights and Your [...] Read more »

Mobile Real Estate Resources – Get Informed on the Go

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Do you use a smartphone? If you’re buying or selling your australian property, your smartphone could make things easier! Information technology has made the world of real estate a better place. Online virtual tours can take you inside a property to view it without your having to leave the comfort of your computer. Mailing lists enable you to receive notifications of new listings that match your needs. The web is a major time saver and provides you with useful information, too. You can find online real estate mortgage calculators and you can find real estate agents who serve the area [...] Read more »

Thinking About Property Investing in Australian Real Estate? Read This First

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Are you ready to diversify your portfolio and think that now could be a really great time to invest in Australia real estate? Anyone considering making the move into a new investment area should do a lot of homework, first.  This is especially true with something as expensive as property! Real estate can be a great investment. It typically (although not always very quickly) increases in value and because it can be lived in while it’s increasing in value you can either make use of it yourself or use it as an income property. Many wannabe property investors take the [...] Read more »

Tips for Buying a Brand New House in Western Australia

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realestatenewhome

Are you trying to find the perfect Western Australia neighbourhood to live in and buy a brand new house you’ll be happy with? (This is a blog that is geared to Western Australia but this advice can apply to anyone who wants to live anywhere) Read on for some things to consider when searching for a brand new home and neighbourhood Neighbourhood Selection Tips for Australian New Home Buyers Buying a brand new home versus a resale definitely has its perks. Like the new car smell, the new home has a certain feel to it that can’t be beat. Not [...] Read more »